Exchange and Return Policy
Hudson Valley Goldsmith, Ltd. (HVG) is happy to accept returns of any unaltered/unworn retail merchandise that is in
new and original condition within 7 days, refunds are made in the original form of payment (please allow 5 business
days and a $35 fee to offer a check refund). We are happy to exchange any unaltered/unworn retail merchandise that
is in new and original condition – within 8-30 days of purchase for store credit. Sale, clearance, consignment
purchases, completed layaways, special orders, special event pieces, modified and/or custom pieces are not
returnable or exchangeable. Gift certificates are not redeemable for cash.
All jewelry purchased at Hudson Valley Goldsmith, Ltd. (HVG) comes with a 10 year limited guarantee against
manufacturing defects. It is the customer’s responsibility to bring in their jewelry to be cleaned and inspected at least
once every 6 months to have the quality guarantee remain in effect. Depending on wear, components such as but not
limited to: prongs, rivets and clasps should be repaired or replaced sooner than 10 years at the customer’s expense.
Missing diamonds and gemstones smaller than 10 points will be replaced free of charge if the piece is up to date with
inspections, missing diamonds and gemstones larger than 10 points should be insured by the customer and can be
replaced at the customer’s expense. Jewelry should not be worn in chlorinated water (swimming pools or hot tubs),
while sleeping, showering, working out, etc. Some items which are not covered under the 10 year warranty are: soft
gemstones (opals, peridot, etc.), chipped/ scratched diamonds or gemstones, chains, gemstone or enamel inlay,
watches, knives, pearls (stringing is guaranteed for 6 months), wear caused by jewelry rubbing against another item,
etc. In the instance of abuse or extreme damage, the customer is solely responsible for the cost of repair or
replacement. HVG is not responsible to replace jewelry in case of loss or theft. In purchasing jewelry or items from
HVG, the customer agrees to these terms and conditions.
Layaways may be started with a 25% down payment and must be paid in full within 6 months. Cancelled layaways
will incur a 25% restocking fee, and any remaining balance will be returned to the customer in the form of store credit.
Layaways older than 6 months will be canceled, the 25 % restocking fee applied, and the remaining balance returned
to the customer in the form of store credit.
Custom Work & Special Orders
All custom work and special orders from Hudson Valley Goldsmith, Ltd. require a 50% deposit. Immediately once the
deposit is paid, the work is started. Cancelled custom work or special orders are subject to a fee of 50% of the total
price of the piece. If more than 50% has been paid for the order, the difference will be returned to the customer in the
form of store credit. Custom work and/or special orders are non-returnable.
Hudson Valley Goldsmith, Ltd. (HVG) may determine that additional information or work is needed after further
inspection after the time of the repair drop-off. You will be contacted before work has begun regarding any additional
costs. In accepting this merchandise, it is understood that this store or any of its employees are not responsible for
the condition or identification of the jewelry or stones at the time of receipt. Since many stone treatments such as
fracture-filling, laser drilling, or other clarity and color enhancements may be undetectable to the eye, it is the
responsibility of the customer to notify HVG of these pre-existing conditions. HVG is not responsible for stones that
may be damaged in setting or during the repair work due to these unknown conditions. Repairs are guaranteed for 1
year only in the area in which it was repaired, we do not guarantee other stores’ craftsmanship, even if we repair the
piece. Occasionally we will notify you that a repair is not recommended or guaranteed, but we will go ahead with it
per your instruction with the understanding that the repair might not hold or there could be additional damage to the
piece (these include but are not limited to: hollow chains, eyeglass repair, very worn tennis bracelets, eternity bands,
pieces with existing repairs done elsewhere). In no guarantee repairs, they must be paid in full before work is started
and no refunds will be given. Items left for over 1 year will be sold to recover repair and service costs.
Hudson Valley Goldsmith, Ltd. (HVG) sells conflict free diamonds which are compliant with the Kimberly Process and
recycled diamonds. HVG stocks and sells natural diamonds, if diamonds have been subjected to industry accepted
enhancements, it is clearly disclosed. HVG sells diamonds with and without laboratory reports (“certified” diamonds),
if HVG sells a diamond which was graded in our laboratory, we guarantee that it will grade as high on color, clarity
and carat weight as the GIA would grade. On request, HVG will sell factory made (also called ‘lab created”)
diamonds, the customer should be aware that while factory made diamonds are “real” diamonds, they do not hold
their value the same way that naturally occurring diamonds do. We source polished and raw diamonds from all over
the world including but not limited to: Belgium, Israel, India, Canada, Russia and various African Nations. Diamonds
are one of the hardest natural compounds on Earth but can chip and scratch if hit.
Gemstone purchasers should be aware that natural gemstones are processed from the time they are extracted from
the earth by one or more traditionally accepted gem and jewelry industry practices. All colored gemstones have most
likely been subjected to a stable and possibly undetectable enhancement process to improve color and/or stability.
Such enhancements may include but are not limited to: heat, irradiation, and impregnation. All relevant information
will be readily provided to the best of our knowledge. Prevailing market values are based on these universally
practiced and accepted processes by the gem and jewelry trade. All gemstones can chip or scratch if hit; certain
gemstones should not get wet, be subjected to extreme temperature changes, etc.
Appraisals are made with the understanding that the appraiser and/ or Hudson Valley Goldsmith, Ltd. (HVG) accepts
no liability with respect to any action that may be taken on the basis of an appraisal, if legal action is taken as a result
of any appraisal made by HVG, the customer agrees to pay all legal costs in full. The estimated value is listed for
insurance purposes at current retail value excluding all taxes. HVG does not agree to replace or purchase the
appraised articles. In finished jewelry, diamonds and gemstones have been inspected and/ or graded while set,
therefore all weights and grades are approximate. In some cases (especially if the diamond is set), there is no way to
definitively test if certain diamonds are natural or factory-made, it is the customer’s responsibility to disclose if their
diamond is natural or has had enhancements as the value is significantly different. In certain instances, HVG will
recommend additional grading and/ or testing at an outside independent laboratory (GIA), it is the customer’s
responsibility to pay for all of the additional laboratory report, shipping or transit costs, additionally, it is the customer’s
responsibility to have the diamond or gemstone insured while outside of HVG.
Watch batteries are guaranteed to last 1 year. If watch doesn’t run and the battery is good, store credit will be given
for the price of the battery. Hudson Valley Goldsmith, Ltd. (HVG) will not be responsible for waterproofing. Pre-
existing conditions cannot be known if watch is not working, and HVG is not responsible for repairs. HVG may
recommend an unaffiliated outside repair shop but we do not guarantee any of the work done. We offer free battery
changes for life for our line of HVG Swiss watches. We do not guarantee against broken crystals, metal, rubber or
leather straps or waterproofing. If the watch needs repair and is within the 3 year warranty, HVG will send your watch
to our affiliated repair shop.
Hudson Valley Goldsmith, Ltd. understands the need and is making all reasonable strides to become 100% ADA compliant.
We are committed to diversity, inclusion, and meeting the needs of all of our customers, including those with disabilities and therefore strive to make our website accessible. We are continually improving our site to comply with the accessibility guidelines in WCAG 2.0 AA. Further efforts are currently in the works and we continue to update our website to improve accessibility. In the meantime, if the format of any material on our web pages interferes with your ability to access the information, please contact us to request assistance or if you have questions or comments about our sites’ accessibility.